Loan Options

Fixed-Rate Mortgages
Fixed Rate mortgages enable the consumer to take control of their budget with consistent monthly loan payments since the interest rate is fixed for the life of the loan. This type of loan is an excellent choice for the consumer that plans to stay in their home for several years.

Adjustable Rate Mortgage (ARM)
Adjustable Rate Mortgages initially provide the consumer with a lower monthly payment. A good candidate for this type of loan would be a person that is expecting a rise in their personal income over the life of the loan or may be planning to move/rent/sell their home within the next few years.

FHA Loans
FHA loans offer the consumer the flexibility of lower down payments along with lower interest rates. In today’s market, an FHA loan may be a better option for the consumer in comparison with the conventional loan program that will usually require a higher down payment.

VA Loans
VA Loans do not require a down payment and offer some of the easiest qualifying requirements of any home loan. These loans are specifically tailored for veterans of the US armed forces. To qualify you must be active-duty personnel, reservists, or a spouse of the person that fits into any of the above categories.

Commercial Loans
Commercial loans are available for the purchase of office or warehouse space. We may have the loan to fit your specific needs.

Home Equity Lines of Credit (HELOC)
Home equity line of credit allows the consumer to set up a flexible line based upon the equity in their home. They may access the cash whenever the need arises. This cash is available at any time and for almost any purpose. This type of flexibility works well for those individuals whose financial needs differ over time.

Home Equity Loans (HEL)
Home equity loans empower the consumer to tap into the equity in their home when they would like to have access to a specific dollar amount. The money maybe used for home improvement, debt consolidation, vacations, and more.

Please contact us for additional details and for a no obligation consultation.

*Loan programs are in constant flux, therefore loan qualification requirements and programs may change without notice.